1. Agreement to Terms

By accessing the Kalwa Technologies website or using our services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access our services.

2. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current. Failure to do so constitutes a breach of the Terms.

• You are responsible for safeguarding your password.
• You agree not to disclose your password to any third party.
• You must notify us immediately upon becoming aware of any breach of security.

3. Purchases & Payments

If you wish to purchase any product or service, you may be asked to supply certain information relevant to your purchase including, without limitation, your credit card number, the expiration date of your credit card, and your billing address.

We use third-party payment processors (including M-Pesa). By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Kalwa Technologies and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without prior written consent.

5. Limitation of Liability

In no event shall Kalwa Technologies, nor its directors, employees, or partners, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, or other intangible losses, resulting from your access to or use of our services.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of Kenya, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Nairobi, Kenya.